Risk in business is a given. How you manage it is not. At Raptor Insurance, we believe in a deeper understanding of our customer's business and in providing underwriting as smart and as devoted to your ultimate success as you are. As a dedicated provider of business insurance to Texans, we understand that to succeed in our business, we have to help you succeed in yours.

 
Our business solutions include:

Associations & Trade Groups Raptor provides comprehensive, affordable business insurance programs for associations, trade groups and other affinity groups. We are dedicated to serving the needs of associations and trade groups through tailored solutions that deliver balance sheet protection using standard property and casualty products as a base. We offer a variety of standard insurance coverages.

Casualty/Liability Casualty/Liability coverages help businesses protect their bottom line against the cost of injuries or damages to employees or others on their premises or due to their products or drivers. Our expert casualty underwriters, loss control, claims management, and cost management personnel will work with you to prevent losses and reduce your loss costs. Some of the most common coverages include Worker's Compensation Programs, General Liability, Product Liability, Commercial Auto, and Commercial Umbrellas.

International U.S. firms of all sizes are increasingly expanding globally in order to stay competitive and grow, and they now need insurance solutions for their foreign exposures. To address the need for flexible, innovative international property and casualty products, Raptor offers comprehensive property and casualty package policies for U.S.-based companies whose foreign exposures are incidental to their U.S. operations (i.e., export sales and overseas travel) or for U.S.-multinational companies with established overseas operations (i.e., manufacturing facilities, distribution centers, sales offices and warehouses).

Management & Professional Liability The long-term viability of your company can be jeopardized by simple, every day tasks. Raptor's Management & Professional Liability insurance protects your business from a wide range of daily exposures. Raptor offers management and professional liability solutions in several areas, including Directors & Officers, Employment Practices Liability, Fidelity/Crime Insurance/ERISA Bonds, Fiduciary Liability, other Management Liability, and Professional Liability.

Marine Raptor's Ocean Marine Insurance protects customers in the marine transportation, marine construction, and passenger vessel industries. Coverages include Hull, Cargo, and Primary and Excess Liabilities, and can be tailored to an insured's specific needs.

Premium Financing Raptor provides premium financing through outside finance companies that have competitive rates.

Private Lines Raptor also offer private lines auto insurance and property insurance if our clients are in need of it. We represent well-known national insurance companies.

Property Raptor offers property coverage, protecting our customers' physical assets and continuity of their business operations. Our experience is reflected in the capabilities we have developed. We focus on prevention and, in the event of a claim, on helping you restore your business operations in a quality and timely manner. Some of the key coverages are Building & Contents Coverage, Business Interruption Coverage, and Boiler & Machinery Coverage.

Risk Management Services Raptor offers a variety of innovative risk management services that focus on improving their customers' bottom line by reducing loss costs, enhancing productivity and facilitating communications. We can cover your Claims Service, Cost Management Services, Fraud Protection, Information Services, Loss Control Services, and Work Place Productivity.

Small Business Raptor offers you an extensive range of small business insurance solutions to fit your specific business requirements. We help protect your bottom line with the proper insurance for your long-term business plans. Our dedicated professionals and knowledgeable agents serve small businesses such as yours to offer personalized service and a flexible array of insurance protection solutions that provide maximum protection with minimal worry and maintenance.

Surety Bonding We serve all bonding needs, from the smallest commercial bonds to multi-million-dollar commercial and contract bonds. Our commercial, contract, fidelity and international bond products are enhanced by service that is both creative and flexible in meeting specific and complex needs. With response time being key to many bonding situations, our ability to move quickly often makes us the surety of choice.