We place a strong emphasis on creating safe work environments, controlling the costs of claims, and fighting insurance fraud. Everyday, we go to work for over 31,000 Texas employers, their employees, and their insurance agents.

Our commitment to Texas extends beyond our current success. Our vision is to be the model provider of workers’ compensation insurance. To achieve our goal, we emphasize innovative and responsive partnerships.

We are innovative in our use of technology, finding new and better ways to save time and money. We are responsive in our approach to injured employees and business owners. We work hard to create safer workplaces and return injured employees to work as soon as is medically reasonable when injuries do occur. Finally, our partnerships with independent insurance agents, Texas business leaders and legislators play a vital part in our strategy.

We also work hard to run this company as a sound, financially strong business, because we cannot assure that the market is competitive and stable if we allow the company to become financially weak. We observe sound business management practices and we observe conservative investment practices. This will assure that Texas Mutual will be able to serve Texas businesses long into the future. Vince Kasch, our Senior Vice-President of Financial Services, will make a brief presentation about the company’s year-end 2001 financial statements in a few minutes, and you will see that the company is financially strong.

Copyright 2002 Texas Mutual Insurance Company

Texas Mutual Insurance