Marine Insurance Megasite - http://www.insurance-marine.com

Marine insurance choices; Protection & Indemnity (P&I) Liability vs. Watercraft Liability. The broadest form of liability marine insurance coverage available is Protection & Indemnity Liability coverage. It automatically offers:
1. Bodily Injury
2. Property Damage
3. Jones Act
4. Death on the High Seas Act
5. Wreck Removal (sinking)
6. U.S. Longshoreman's & Harbor workers
7. Maintenance & Cure
8. Negligence for nonseaworthy vessel
9. Damages in "Rem" (the vessel)
10. Defense in Admiralty Jurisdiction

Whereas Watercraft Liability coverage only offers coverage for:
1. Bodily Injury
2. Property Damage
Make sure you have at least one of the above but you should seriously consider P&I included in your marine insurance.

Medical Payment Coverage
Make sure your marine insurance includes medical payment coverage. This is payment for the insured (you) and guests who are injured while on board the marine, boarding, or departing from the marine. With litigation abounding, this type of marine insurance coverage is a must.

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